https://magisterp.com/2026/08/13/indiscriminate-formatives-summatives-true-formative-assessment-model-tfam/Magister P.en2026-08-13T14:46:07+00:00Indiscriminate Formatives & Summatives: True Formative Assessment Model (TFAM)false formatives, tfam, assessment characteristics, true formatives, superfluous summatives, indiscriminate formatives, indiscriminate summatives